Guardian, its subsidiaries, agents, or employees do not provide tax or legal
advice. The Associates of Ashford Advisors, Inc., are not licensed to sell insurance in all 50 states.
To find out if an agent is licensed in your state, please contact Johnny Howard at 770 390-2600.
The Registered Representatives are securities licensed in Georgia, Florida, Alabama, Mississippi,
South Carolina, North Carolina, Tennessee, Virginia, New York, Colorado, Arizona, Michigan, Illinois
and Nevada and is strictly intended for individuals residing in those states. No offers may be made
or accepted from any resident outside these specified states. The information or opinions contained
in this Internet site should not be construed by any consumer and/or prospective client as an offer
to sell or the solicitation of an offer to buy any particular investment product. The information
contained herein is directed solely to those individuals who reside in jurisdictions in which the
representative is registered in the state where the consumer and/or prospective client reside. Any
subsequent direct communication with a consumer and/or prospective client shall only be conducted
by a representative that is registered in the state where the consumer and/or prospective client
reside. The information on this web site is designed to be general in nature and for educational
purposes only. Guardian, its agents and employees do not give tax or legal advice.
The Living Balance Sheet® and the Living Balance Sheet® Logo are
registered service marks of The Guardian Life Insurance Company of
America (Guardian), New York, NY. The graphics and text used herein are
the exclusive property of Guardian and protected under U.S. and
International copyright laws.
© Copyright 2005-2009, The Guardian Life Insurance Company of America
* Registered Representative of Park Avenue Securities LLC (PAS), Two
Ravinia Drive, Suite 750, Atlanta, GA 30346. Securities products and
services offered through PAS, (770) 390-2600. Financial Representative,
The Guardian Life Insurance Company of America (Guardian), New York,
NY. PAS is an indirect, wholly owned subsidiary of Guardian.
Ashford Advisors is not an affiliate or subsidiary of PAS or Guardian.
PAS is a member FINRA, SIPC.
** Registered Representative and Financial Advisor of Park Avenue
Securities LLC (PAS), Two Ravinia Drive, Suite 750, Atlanta, GA 30346.
Securities products/services and adv
isory services are offered through PAS, a registered broker-dealer and
investment advisor, (770) 390-2600. Financial Representative, The
Guardian Life Insurance Company of America (Guardian), New York, NY.
PAS is an indirect, wholly owned subsidiary of Guardian.
Ashford Advisors is not an affiliate or subsidiary of PAS or Guardian.
PAS is a member FINRA, SIPC.
Material discussed is meant for general illustration and/or
informational purposes only and it is not to be construed as tax, legal
or investment advice. Although the information has been gathered from
sources believed reliable, please note that individual situations can
vary, therefore the information should be relied upon when coordinated
with individual professional advice.
Disability Income and Long Term Care products underwritten and issued by
Berkshire Life Insurance Company of America, Pittsfield, MA, a wholly
owned stock subsidiary of The Guardian Life Insurance Company of
America, New York, NY. Products not available in all states. Product
provisions and features may vary from state to state.
Guardian does not offer Property and Casualty insurance products or services.
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